Banking Practice & Procedures
Government Recognized Two Years Professional Program in Banking & Finance
Banking Practice & Procedures :
1. Credit Processing Officer
(Duration: 6 Months)
Introduction to Banking
Introduction to Banking & Lending Products
KYC Norms and Loan
Specific soft skills
Class Room Training & Project Work
Credit Analysis & Risk Management
Verification & Process of Loan Application
Preparation of Credit Memorandum
Effective communication
Class Room Training & Project Work
| 1. Credit processing officer: | ||
| 1. | Evolution Of Money | Barter System, Commodity Money, Metal Money, Paper Money |
| 2. | Evolution Of Banking | Role, Risk, Income of Bank, Types of Customers |
| 3. | Indian Financial System | Features, Constituents of Financial System |
| 4. | Indian Banking System | Banking Activities |
| 5. | Role of RBI | Functions, Role & Need For Regulator Frameworks |
| 6. | Know your customer | Procedures & Seminar Presentation |
| 7. | An Overview Of Gold Loan Market In India | Benefits, Stages & Challenges |
| 8. | Principles Of Lending | Steps And Credit Worthiness |
| 9. | Loans And Advances | Forms Of Loans And Advances |
| 10. | Understanding Of NBCF's | Meaning, Features & Types |
| 11. | Micro Finance Loan In India | Forms & Steps To Avail Finance From Micro Finance |
| 12. | Principle Of Management | Objectives, Features & Importance |
| 13. | Electronic Fund Transfer | Types |
| 14. | RBI Rates | Types |
| Guest Lecture | ||
| Class Activities | Group Discussion | |
| Pair Or Peer Discussion | ||
| Team Presentation | ||
| Individual Presentation | ||
| Class Activities | ||
| Assignment | 1) Loans & Advances (Find Various Features Of Loans & Advances Provided By Banks, Rate Of Interest & Make Comparison Between Two Banks. |
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| 2) Do Visit Any Bank Find Procedure Of The KYC Of Particular Bank And Make Ppt (Seminar Presentation) |
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Eligibility Criteria: HSC
100% Job assistance
2. Debt Recovery Agent
(Duration: 6 Months)
Deposit products and KYC, Demand deposit, me deposit, opening various accounts, types of accounts, bank customer relationship & money laundering
Credit products, Types of credit products, loans, credit cards, security creation
DRA and his role, Role and functions, rights & duties, eligibility criteria, personal attributes
Mobile Banking and KYC Benefits, Security risks, types of mobile banking services & procedures
Communication skills, Components, types
Negotiation skills - Interrogative & Distributive
Assignment:
Do research or survey on loan & advances and find various aspects of customers of banks.
Research project
- Impact of E-banking on customers
- Impact of ATM on customers
- Role of commercial banks in small scale industries
- Role of capital & money market in development of India
- Role of banks in development of rural sector
- The lending procedure and loan recovery in bank
- Impact of financial Institution (banking & non-banking) on
- entrepreneurship development.
